Interest Only Loans, Libor loans, Reverse Mortgages, FHA, Foreign National Loans and more... WebSource

It is increasingly important to know your options in order to choose the interest only loan product that will allow you to take advantage of increased cash flow and payment flexibility. We are the Premier WebSource for you to learn about Libor loans and other interest only loan offerings from lenders across the country and in your area. Interest-Only Loans.com recommends that you consult with one of our mortgage professionals rather that getting your information from the media. Every loan situation is different and statistically you are normally better off with an ARM product. You will not be in the same loan for 30 Years and probably not in the same home either.WebSource and Interest only loans…we are your most effective link to a knowledgeable interest only loan professional!

Select your property State - start saving today!

If you are not looking at an interest-only option when choosing your mortgage, you are missing a very powerful segment of the lending market. Don't let the news media choose your loan for you. Speak to a knowledgeable mortgage professional to be sure you're making the right choice. Every loan scenario is different and you should research all of your options before selecting the product that is best for you. It could save you thousands of dollars and there is never any obligation!

Our knowledgeable staff at interest-only loans.com has done their research and followed strict guidelines in selecting the most qualified group of Mortgage brokers, bankers and lenders from across the country. Our understanding is that they provide you with timely, accurate and confidential information that can result in a satisfactory interest-only loans solution. Once you have chosen to receive an interest only loan quote, we will do our best to match you with a preferred lender specializing in interest-only loans ranked in the top 5% nationwide. Using us as a referral source for interest-only loans will put you in touch with a professional who can answer all of your questions about this fastest growing segment of the home mortgage market and, not only does it save valuable time...it's free. The changes that have occurred in the mortgage business have been mind boggling and on going. It is our intent stay abreast with interest-only loan trends and give you all of the tools to increase your purchasing power and increase cash flow.

Stop the Harassment only ONE Call No SSN Required

It's Free, No Obligation Fixed and Interest-Only Rate Quotes

Under $200,000  $200,000 - $417,000 $417,000 - $650,000 Over $650,000

Under $200,000  $200,000 - $417,000 $417,000 - $650,000 Over $650,000

Once you have completed this expression of interest (or information request form) your information will be sent to our participating lenders. One or more of our participating lenders will contact you by telephone. By submitting your expression of interest you are consenting to receive telephone calls from our participating lenders even if you are currently on the do not call list.

Free Break-Even Analysis

Let us help you determine if refinancing is right for you. We'll be glad to discuss any refinancing questions you may have.Also know if a cash-out refinance makes sense, get a free value analysis!

Interest-Only Loans.com is a no nonsense link for people who want to capitalize on the knowledge and expertise of a select group of qualified, licensed professionals that can help you understand and benefit from the value of  interest-only loan products. We understand that there is only so much information that can be derived from an on line resource so, we highly recommend that you apply to an interest only loan specialist today. You will be under no obligation and any questions or comparisons can be resolved by an expert in interest-only loans.

Please keep in mind that if it is an interest only loan you are after, we are your best websource. And, in an effort to provide you with the best online service available, we have asked our referred lenders and brokers be able to provide you with most other mortgage products in the market today. So, the time you spend filling out your request will not be wasted if you decide the interest only loan route is not quite right for you.

WEBSOURCE REQUEST A QUOTE      •      5 YEAR INTEREST ONLY JUMBO LOANS NOW AVAILABLE!!

Note: WebSource Interest Only Credit Applications available for loans in: Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington DC Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming (AK, AL, AR, AZ, CA, CO, CN, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MN, NC, ND, NE, NH, NJ, NM, NE, NY, OH, OK, OR, PE, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY) Albuquerque Atlanta Austin Baltimore Boca Raton Boston Charlotte Chicago Cincinnati Cleveland Colorado Springs Columbus Dallas Denver Detroit El Paso Fort Worth Fresno Honolulu Houston Indianapolis Jacksonville Kansas City Las Vegas Long Beach Los Angeles Memphis Mesa Miami Milwaukee Minneapolis Nashville Davidson New Orleans New York Oakland Oklahoma City Omaha Palm Beach Philadelphia Phoenix Portland Sacramento St. Louis San Antonio San Diego San Francisco San Jose Seattle Tucson Tulsa Virginia Beach Washington Wichita.  United States Citizenship is not required to qualify for interest only loans. Resident Aliens must prove residency, however. Thanks for choosing Interest-Only Loans. Please don't use the news media as your sole source for interest-only products. As of this very moment we can, without hesitation, say that your mortgage needs should be researched on an individual basis and we can assure you that WebSource interest-only loan products can make a lot of sense in a well thought out financial plan.

Receive only ONE phone call - why be harassed by 10 or more calls ? - We do loans in all 50 states and offer over 20,000 loan products - Our experience and high loan volume ensures our clients get the best rates - Fixed and Interest-Only Rate quotes - Customer satisfaction guarantee - Privacy assured - WebSource will pay for your appraisal (upon closing) Fill out our simple Application TODAY! No SS# Required

Websource

Why not speak to a WebSource interest-only loans specialist today.  There's no obligation and just maybe interest-only loans could make a difference in your lifestyle. The average life of a mortgage is under 5 Years...do you feel so driven by our media that you can't separate the difference between security and a much larger than needed monthly payment? Each loan is an individual scenario not a blanket media event. Interest-only loans is a great option that should absolutely be considered!

Sincerely,

WebSource Interest-only loans. com

Speak to a mortgage loan professional today for free advice...

BUYING A HOME	REFINANCE A LOAN
CONSOLIDATE DEBT	HOME EQUITY LOANS

The 2008 conforming loan limits for first mortgage loans are:

Please keep in mind that these limits will be changing very soon please call us today to see if your areas limits will be increasing... lower rates for larger loans!

1-877-975-6261

Loan Limits for:	2008	2007	2006	2005*	2004
One-family	$417,000	$417,000	$417,000	$359,650	$333,700
Two-family	$533,850	$533,850	$533,850	$460,400	$427,150
Three-family	$645,300	$645,300	$645,300	$556,500	$516,300
Four-family	$801,950	$801,950	$801,950	$691,600	$641,650
Loan Limits for:	2003	2002	2001	2000	1999
One-family	$322,700	$300,700	$275,000	$252,700	$240,000
Two-family	$413,100	$384,900	$351,950	$323,400	$307,100
Three-family	$499,300	$465,200	$425,400	$390,900	$371,200
Four-family	$620,500	$578,150	$528,700	$485,800	$461,350

 

Websource Financial Information

Current Price of FNMA 5.5% Bond: $100.72, +6bp

During the recent easing cycle, the Fed cut rates six times prior to yesterday. Each time the media got it wrong by saying it was good for rates, but your advice to clients and referral sources was right on the money. Congratulations for knowing that Bond prices would react negatively on inflation fears from rate cuts. Then yesterday, CNBC's Diana Olick and many others thought they finally had it figured out and said the impact of this 7th Fed cut will cause home loan rates to worsen and move higher. Unfortunately for the media listeners and viewers, they went 0 for 7, as they again incorrectly analyzed the impact of yesterday's .25% cut to the Fed Funds Rate. Although the Fed cut rates once again, our update and your advice said "There is speculation that the Fed may signal the present cutting cycle is nearing an end, especially in light of renewed concerns over inflation. If this is indeed the case, we may actually see Mortgage Bonds improve on the news". 

The cut to the Fed Funds Rate bringing it to 2% was not a unanimous decision. The vote was 8-2 in favor with Dallas Fed President Richard "Loose Lips" Fisher and Philadelphia's "Three Swing" Charlie Plosser, dissenting and preferring no cut. This is part of the message that the Fed is now in a "pause" mode instead of an "easing" one. Both Loose Lips and Three Swing Charlie had dissented at the last meeting as well. But that was in regards to not cutting as deeply - this time, they wanted no cut at all. Additionally, the Fed statement was very clear that they will "monitor" the situation, as they used that word twice in their carefully crafted short statement. This tells us that the Fed is done with cuts, unless something really ugly happens.

The headline Personal Consumption Expenditure Index (PCE) was reported at 3.2% on a year over year basis, slightly improved from last month's 3.4% reading. The Core PCE, the Fed's favorite inflation gauge, was slightly higher in March. PCE was up 0.2%, which was hotter than expectations of 0.1%. This brought the important year-over-year Core PCE to 2.1% and just above the Fed's desired range of 1 to 2%. Personal Income was reported at 0.3%, a bit higher than expectations of 0.4%. Personal Spending was reported at 0.4%, twice as hot as expectations of 0.2% and may show how rising food and commodity prices in March have negatively affected consumers.

Initial Jobless Claims were reported at 380,000, much worse than expectations of 360,000. This left the four week moving average of continuing claims at the worst level since early 2004.