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Now that you have your new home, there may be a few things you want to add or replace to make it your dream home. Web Source has put together a few quality shopping sites that will allow you a finishing touch or a nice gift for those who may have helped you with your transaction along the way. Our selections were made for your convenience based on reputation and past performance. . Any transactions are between you and the vendor you choose. Enjoy your new home and may it bring you happiness and security.

	The Home Marketplace offers unique hard-to-find products and clever solutions for kitchen & home. Every item we sell -- from appliances and gadgets to decorations and storage -- is sure to delight your customers. Our products offer real value, and every purchase has a 100% Satisfaction Guarantee. An enormous selection from a company you can trust. The Home Marketplace has it all, whether for Kitchen, Bath, Bedroom, Laundry, Garage, Garden, or Home Office.
	Everything for your home. Browse Now on Sale to find great products at super prices!

	HomeClick sells the best home decor products on the internet. We offer low prices and free shipping (for all orders over $100) on luxury brand bath and kitchen fixtures, lighting, tableware, outdoor furniture, electronics, and more.
	HomeCenter offers Kitchen faucets, sinks, water dispensers, shower heads, shower doors and indoor and outdoor fixtures and lighting.
	A Trendy Home retail store offers 100's of Smart Home Products and Innovative Home Items that are sure to please.
	WE DON'T SELL JUST GRILLS! We offer the following types of products which make for great sales YEAR ROUND: - outdoor fireplaces - pool and gaming tables - spas - grills - cookware - cookers and fryers - outdoor lighting products - gas lights and accessories - grill islands - outdoor kitchens - cooking accessories - home tanning beds - wine racks AND MORE!
	Bellacor offers customers the ability to browse the displayed items or to choose a personal customized shopping approach through our Personal Shopper Service. This service invites the customer to use a Bellacor Product Specialists to find specific products, offer alternatives, match competitive prices and answer all questions.
Tankless Water Heaters	With Low Energy Systems, you can sell water heaters, space heaters and other home appliances without the headache!

Home insurance

Home insurance, or homeowners insurance, is an insurance policy that combines insurance on the home, its contents, loss of use (additional living expenses) and, often, the other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home.

The cost of homeowners insurance scales upward depending on what it would cost to replace the house, and which additional "riders", meaning additional items to be insured, are attached to the policy. The insurance policy itself is a lengthy contract, and names what will and what will not be paid in the case of various events. Typically, claims are not paid due to earthquakes, floods, "Acts of God" or war (whose definition typically includes a nuclear explosion from any source). Special insurance can be purchased for these possibilities, including flood insurance and earthquake insurance.

The home insurance policy is usually a term contract, which is a contract that is in effect for a fixed period of time. The payment the insured makes to the insurer is called the premium. The insured must pay the insurer the premium each term. Most insurers charge a lower premium if it appears less likely the home will be damaged or destroyed: for example, if the house is situated next to a fire station, or if the house is equipped with fire sprinklers and fire alarms. Perpetual insurance, which is type of home insurance without a fixed term, can also be obtained in certain areas.

In the USA, most home buyers borrow money in the form of a mortgage, and the mortgage lender always requires that the buyer purchase homeowners insurance as a condition of the loan, in order to protect the bank if the home were to be destroyed. Anyone with an insurable interest in the property should be listed on the policy.

Types of Homeowners Insurance

There are six kinds of homeowners insurance in general and consistent use. Of these HO-3 is the most common policy followed by HO-4 and HO-6. Others that are less used, though still significant, are HO-1, HO-2 and HO-5. Each is summarized below:

HO-1

A limited policy that offers varying degrees of coverage but only for items specifically outlined in the policy. These might be used to cover a valuable object found in the home, such as a painting.

HO-2

Similar to HO-1, HO-2 is a limited policy in that it covers specific portions of a house against damage. The coverage is usually a "named perils" policy, which lists the events that would be covered. As above, these factors must be spelled out in the policy.

HO-3

This policy is the most common written for a homeowner and is designed to cover all aspects of the home, structure and it contents as well as any liability that may arise from daily use as well as any visitors who may encounter accident or injury on the premises. Covered aspects as well as limits of liability must be clearly spelled out in the policy to insure proper coverage. The coverage is usually called "all risk".

HO-4

This is commonly referrened to as renters insurance. Similar to HO-6, this policy covers those aspects of the apartment and its contents not specifically covered in the blanket policy written for the complex. This policy can also cover liabilities arising from accidents and intentional injuries for guests as well as passers-by up to 150' of the domicile. Very low in cost and high in coverage, this is a highly recommend policy for anyone renting an apartment.

HO-5

This policy, similar to HO-3, covers a home (not a condo or apartment), the homeowner and its possessions as well as any liability that might arise from visitors or passers-by. This coverage is differentiated in that it covers a wider breadth and depth of incidents and losses than an HO-3.

HO-6

As a form of supplemental homeowner's insurance, HO-6, also known as a Condominium Coverage, is designed especially for the owners of condos. It includes coverage for the part of the building owned by the insured and for the property housed therein of the insured. Designed to span the gap between what the homeowner's association might cover in a blanket policy written for an entire neighborhood and those items of importance to the insured, typically the HO-6 covers liability for residents and guests of the insured in addition to personal property. The liability coverage, depending on the underwriter, premium paid, and other factors of the policy, can cover incidents up to 150' from the insured property, all valuables within the home from theft, fire or water damage or other forms of loss. It is important to read the Associations By-laws to determine the total amount of insurance needed on your dwelling.

Very low in cost and high in coverage, this is a highly recommend policy for anyone owning a condo.

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