This is
your gateway into the world of Delaware home mortgages and
quotes for interest only loans!
As one of America's largest sources of quotes for home mortgages
and Fixed Rate loans, we have created a network of innovative 40 year, 30 year, 20 year and 15 year fixed rate mortgages with conforming loans, Jumbo loans and Super Jumbo mortgage solutions involving knowledgeable loan professionals in all
States. Interest-only loans have unique product guidelines
so it is very important that you get an accuarate quote from
a Delaware interest only loan specialist.
“Finally, a comprehensive WebSource
for conforming, Jumbo and Super Jumbo fixed rate loans in Delaware
with up to date fixed loan products and rates!”
- Jay Martin - Web Source Holdings
|
| For New Purchases |
Please
choose the appropriate link for your new purchase amount
below. |
| To Refinance |
Please
choose the appropriate link for your refinance
amount below. |
We offer the best fixed rate conforming, Jumbo and Super
Jumbo mortgage tools available on the Internet - easy,
convenient, on-line inquiry into the best programs for
fixed rate conforming, Jumbo and Super Jumbo loans and
the most current Fixed loan rates available, together
with the assistance of an experienced, Delaware licensed
fixed rate loan officer to guide you through the often
difficult and confusing process of choosing the exact
fixed rate conforming, Jumbo or Super Jumbo loan to meet
your specific fixed rate mortgage needs.
Choosing the right Delaware fixed rate home loan for you can be one of the
most important decisions you will ever make and so is choosing the right Delaware
fixed rate conforming, jumbo or Super Jumbo mortgage lender. The needs of today's
Homebuyers require the expertise of Realtors, Lenders and Builders to name a
few. In most cases, quick fixed rate loan approval is a necessity. Loan approval
before you shop for a new home can help you get the best deal. Our Websources
are here to help our Delaware fixed rate conforming, Jumbo and Super Jumbo
borrowers...
| Delaware Statistics from the US Census Bureau |
| People
QuickFacts |
Delaware |
USA |
| Population, 2003 estimate |
817,491 |
290,809,777 |
| Population, percent change, April 1, 2000
to July 1, 2003 |
4.3% |
3.3% |
| Population, 2000 |
783,600 |
281,421,906 |
| Population, percent change, 1990 to 2000 |
17.6% |
13.1% |
| Persons under 5 years old, percent, 2000 |
6.6% |
6.8% |
| Persons under 18 years old, percent, 2000 |
24.8% |
25.7% |
| Persons 65 years old and over, percent,
2000 |
13.0% |
12.4% |
| Female persons, percent, 2000 |
51.4% |
50.9% |
| |
| White persons, percent, 2000 (a) |
74.6% |
75.1% |
| Black or African American persons, percent,
2000 (a) |
19.2% |
12.3% |
| American Indian and Alaska Native persons,
percent, 2000 (a) |
0.3% |
0.9% |
| Asian persons, percent, 2000 (a) |
2.1% |
3.6% |
| Native Hawaiian and Other Pacific Islander,
percent, 2000 (a) |
Z |
0.1% |
| Persons reporting some other race, percent,
2000 (a) |
2.0% |
5.5% |
| Persons reporting two or more races,
percent, 2000 |
1.7% |
2.4% |
| White persons, not of Hispanic/Latino
origin, percent, 2000 |
72.5% |
69.1% |
| Persons of Hispanic or Latino origin,
percent, 2000 (b) |
4.8% |
12.5% |
| |
| Living in same house in 1995 and 2000',
pct age 5+, 2000 |
56.0% |
54.1% |
| Foreign born persons, percent, 2000 |
5.7% |
11.1% |
| Language other than English spoken at
home, pct age 5+, 2000 |
9.5% |
17.9% |
| High school graduates, percent of persons
age 25+, 2000 |
82.6% |
80.4% |
| Bachelor's degree or higher, pct of persons
age 25+, 2000 |
25.0% |
24.4% |
| Persons with a disability, age 5+, 2000 |
131,794 |
49,746,248 |
| Mean travel time to work (minutes), workers
age 16+, 2000 |
24.0 |
25.5 |
| |
| Housing units, 2002 |
352,031 |
119,302,132 |
| Homeownership rate, 2000 |
72.3% |
66.2% |
| Housing units in multi-unit structures,
percent, 2000 |
18.7% |
26.4% |
| Median value of owner-occupied housing
units, 2000 |
$130,400 |
$119,600 |
| |
| Households, 2000 |
298,736 |
105,480,101 |
| Persons per household, 2000 |
2.54 |
2.59 |
| Median household income, 1999 |
$47,381 |
$41,994 |
| Per capita money income, 1999 |
$23,305 |
$21,587 |
| Persons below poverty, percent, 1999 |
9.2% |
12.4% |
| Business
QuickFacts |
Delaware |
USA |
| Private nonfarm establishments with paid
employees, 2001 |
24,074 |
7,095,302 |
| Private nonfarm employment, 2001 |
389,376 |
115,061,184 |
| Private nonfarm employment, percent change
2000-2001 |
3.2% |
0.9% |
| Nonemployer establishments, 2000 |
41,082 |
16,529,955 |
| Manufacturers shipments, 1997 ($1000) |
13,397,302 |
3,842,061,405 |
| Retail sales, 1997 ($1000) |
8,236,970 |
2,460,886,012 |
| Retail sales per capita, 1997 |
$11,206 |
$9,190 |
| Minority-owned firms, percent of total,
1997 |
9.4% |
14.6% |
| Women-owned firms, percent of total, 1997 |
24.1% |
26.0% |
| Housing units authorized by building
permits, 2002 |
6,331 |
1,747,678 |
| Federal funds and grants, 2002 ($1000) |
4,765,915 |
1,901,247,889 |
| Geography
QuickFacts |
Delaware |
USA |
| Land area, 2000 (square miles) |
1,954 |
3,537,438 |
| Persons per square mile, 2000 |
401.1 |
79.6 |
| FIPS Code |
10 |
|
(a) Includes persons reporting only one race.
(b) Hispanics may be of any race, so also are included in applicable race categories.
FN: Footnote on this item for this area in place of data
NA: Not available
D: Suppressed to avoid disclosure of confidential information
X: Not applicable
S: Suppressed; does not meet publication standards
Z: Value greater than zero but less than half unit of measure shown
F: Fewer than 100 firms
DELAWARE TAX
Personal and real property taxes
•
Delaware does not assess a state-level tax on real or
personal property.
•
Real estate is subject to county property taxes, school
district property taxes, vocational school district taxes,
and if located within an incorporated area, municipal
property taxes.
•
Delaware offers various property tax relief programs
for residents 65 years of age and older, as well as property
tax exemptions for residents with disabilities.
Intangible personal property taxes
•
Intangible personal taxes are not levied in Delaware.
Personal income tax
•
Delaware residents must file Form 200-01, Individual
Resident Tax Return, by April 30.
Sales tax
•
Delaware does not assess a sales tax on consumers.
•
The state does, however, impose a tax on the gross receipts
of most businesses. Business and occupational license
tax rates range from 0.096 percent to 1.92 percent, depending
upon the category of business activity.
•
Unless otherwise specified, the term "gross receipts" means
the total receipts of a business, with no deductions
for the cost of goods or property sold, labor costs,
interest expense, discounts paid, delivery costs, state
or federal taxes, or any other expenses.
Inheritance and estate taxes
•
Delaware's estate tax is coordinated with the federal
death tax, so that the state tax amount is equal to the
state death tax credit allowed by federal tax law. Executors
must filed Form 900-R estate tax return.
•
Annuities paid directly to a beneficiary of a person
who died before Dec. 31, 1998, are subject to a state
inheritance tax. The inheritance tax has been repealed
for heirs of persons who died after Dec. 31, 1998.
For more information, contact the Delaware Division of
Revenue at (302) 577-8200.
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